With an NCB Home Equity Loan you can borrow money on your house to improve it for your comfort, or to finance other dreams.

HOME IMPROVEMENT PLANS? DON'T WAIT!
Your home is one of the best investments you can make and improving it increases the value. Now, there is a way to turn your dream of expanding that bathroom, adding that guestroom or remodeling that kitchen into a reality.

OTHER PLANS?
Want a smart way to finance your child's education, purchase that new car, take that long deserved family vacation, and invest in your business or almost any other purpose you choose. Our NCB Home Equity Loan can meet your needs.

MAXIMUM FINANCING
Enjoy maximum financing of up to JMD$15 million for your primary residence and JMD$7.5 million for your second home with up to 15 years to repay.

SIMPLE and EASY TO ARRANGE
Come, talk to us.

Our loan professionals are ready to help you secure the right loan for you. The following is a list of information that you are to take on your loan interview:

• A letter from your employer, verifying salary or your last three (3) salary slips or a certified income/expenditure statement, if you are self employed
• Proforma Invoice from vendor/supplier
• Official valuation report (not older than twelve (12) months)
• Land surveyor's report (not older than six (6) months)
• Account statements on credit facilities to be consolidated (if applicable)
• Evidence that payment for taxes/water are up to date
• Property title
• Adequate peril insurance (insurance coverage for the structure of your home) with the Bank's interest noted

A NEW NCB CUSTOMER WILL REQUIRE:

• Valid Photograph Identification
• 12 Months Account Statement from your financial institution
• 2 References
• TRN Card
• Confirmation of Address (utility bill)